Terms of Use and Disclosures
Effective date: June 10, 2026
By accessing or using sba504loanhub.com, you agree to the following terms. If you do not agree, please do not use this site or submit information through the contact form.
Site operator
This website is owned and operated by SBA 504 Loan Hub LLC, a Virginia limited liability company, with a principal business address at 8801 General Griffins Court, Fredericksburg, Virginia 22407.
Site purpose
SBA 504 Loan Hub is an independent information resource focused on the SBA 504 loan program. The site provides educational content, eligibility guidance, and project-fit information to help business owners understand SBA 504 financing. With borrower consent, the site refers interested borrowers to participating SBA lenders at no cost to the borrower.
This site is not a lender. It is not a broker. It is not a government agency. It is not a licensed financial advisor. The information provided is educational and directional — not a substitute for professional financial, legal, or tax advice.
Not affiliated with the SBA
SBA 504 Loan Hub is not affiliated with, endorsed by, or connected to the U.S. Small Business Administration. The SBA is an independent federal agency. Official program rules, guidelines, and updates come from the SBA and participating lenders and CDCs — not from this website.
References to “SBA 504” on this site describe a federal lending program administered by the SBA. Use of this term is descriptive and informational, not an indication of government sponsorship or endorsement.
No guarantee of approval
Nothing on this site constitutes a loan application, pre-approval, or guarantee of financing. Submitting an inquiry through the contact form does not create a lending relationship, does not obligate any lender or CDC to offer financing, and does not guarantee that your project will qualify for SBA 504 or any other financing program.
Credit and program decisions are made solely by participating lenders and Certified Development Companies through their own independent evaluation and underwriting processes, subject to applicable SBA program rules.
Business model and compensation disclosure
SBA 504 Loan Hub LLC operates as an independent information resource and referral service. When you submit your project details through the contact form, and with your consent, your information may be referred to one or more participating SBA lenders to help advance your financing inquiry.
Use of this site and any referral made through it is free to borrowers. SBA 504 Loan Hub does not charge borrowers any fee for information, referrals, or services provided through this website.
SBA 504 Loan Hub LLC may receive a referral fee from a participating lender if a loan is closed with that lender as a result of a referral originating from this site. This compensation is paid entirely by the lender. It does not affect the rates, terms, or conditions offered to you, and it does not affect the lender’s independent evaluation of your application.
You should be aware that a financial relationship exists between SBA 504 Loan Hub and the lenders to whom your information may be referred. The compensation structure does not influence the educational content provided on this site, but transparency about this relationship is part of how we operate.
Information accuracy
The content on this site is provided for general informational and educational purposes. While we make reasonable efforts to ensure accuracy, program details, rates, requirements, and regulations may change at any time.
SBA 504 program rules, interest rates, fee structures, eligibility standards, and loan terms are subject to change by the SBA, participating lenders, and CDCs. Users should verify all current program information with their lender, CDC, or the SBA directly before making financial decisions.
We do not guarantee the accuracy, completeness, or timeliness of any information on this site. Any reliance on the information provided is at your own risk.
Limitation of liability
To the fullest extent permitted by applicable law, SBA 504 Loan Hub LLC, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to:
- Your use of or inability to use this website
- Any information provided on or through this website
- Any action taken or decision made based on information obtained from this website
- Any interaction with third parties (including lenders, CDCs, or other financing professionals) to whom you may be referred through this site
This limitation applies regardless of whether the damages arise from breach of contract, negligence, tort, strict liability, or any other legal theory, even if SBA 504 Loan Hub has been advised of the possibility of such damages.
Third-party links
This site may contain links to external websites, resources, or services operated by third parties. These links are provided for convenience and informational purposes only. SBA 504 Loan Hub does not control, endorse, or assume responsibility for the content, privacy practices, or policies of any third-party website.
Accessing a third-party link from this site is at your own risk. We recommend reviewing the terms and privacy policies of any external site before providing personal information.
Intellectual property
All original content on sba504loanhub.com — including text, graphics, logos, page layouts, and design elements — is the property of SBA 504 Loan Hub LLC or its licensors and is protected by applicable copyright and intellectual property laws.
You may not reproduce, distribute, modify, or republish any content from this site without prior written permission. Limited use for personal, non-commercial reference is permitted.
Governing law
These terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to conflict of law principles. Any disputes arising under or relating to these terms shall be resolved in the state or federal courts located in the Commonwealth of Virginia, and you consent to the exclusive jurisdiction of such courts.
Severability
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
Changes to these terms
We may update these Terms of Use and Disclosures from time to time. When changes are made, the revised terms will be posted on this page with an updated effective date. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact for questions
If you have questions about these Terms of Use or any disclosures on this site, contact us at:
SBA 504 Loan Hub LLC8801 General Griffins Court
Fredericksburg, Virginia 22407
Email: leads@sba504loanhub.com
Website: sba504loanhub.com/contact/